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Amount to borrrow
Term of borrowing
Best available rate
Total repayment
Total cost of credit
18 monthly payments
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Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96. Rates may differ as they are dependent on individual circumstances. Subject to status.
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How it works

Apply online
Simply click on the yellow tab “Apply now” and fill in the quick application.
Instant decision
We will email you a decision within 60 seconds.
Find your perfect car!
Tell us what you want and we'll find your options or, if you've found your dream car, we'll do all the checks before completing the purchase for you.
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What our clients say...


Take a look at some of our frequently asked questions.
  • How do I apply?

    There are two ways to apply with 1st Stop Finance. The quickest and easiest way to apply is by clicking one of the Yellow ‘Apply now’ buttons that can be found on every one of the website pages. This will direct you to a very simple application form that should take no more than one minute to complete. Hit the submit button, read and agree to the terms and conditions and you will receive an answer within 60 seconds.

    Alternatively, you can call one of our experienced Business Managers on 01269 596687 and they will happily talk you through the process.

  • What documents do I need if I get accepted for Finance?

    Usually all we need is your driving license. However, in some cases we may need some extra proof of address i.e utility bill, council tax etc.

  • Can I make extra payments to pay off the finance early?

    Yes, depending which finance company has approved your application, so please check with your Business Manager during the application.

  • Can you help me if my current car has negative equity?

    Yes, we can help depending on the amount of negative equity.

  • How long will it take to get my new car?

    If the car is ready with the Approved dealer then we can move very fast and get you driving the same day in most cases.